Who we are
Unleash your business’s full potential with cutting-edge payment processing and POS solutions.
Transform costly challenges into opportunities and accelerate your growth with smart, reliable systems designed for small businesses, retailers, and service providers.
Family-Owned. Florida-Born. Committed to Helping Small Businesses Thrive.
Welcome to JMS Consulting of Tampa Bay, where you’re not just another number — Your Family We’re a family-owned and operated business proudly born and raised in Florida, built on values like honesty, hard work, and real relationships. We specialize in payment processing solutions, POS system upgrades, and merchant services consulting for small to mid-sized businesses throughout Tampa, Florida, the entire United States, South America, and Southeast Asia.
If you’re a local business owner tired of high credit card fees, outdated terminals, or support that never picks up the phone, you’re in the right place. Our mission is simple: help businesses keep more of their hard-earned money, modernize their payment systems, and grow with confidence.
💳 What We Do
At JMS Consulting of Tampa Bay, we provide customized merchant solutions that actually make sense for your business. We’re not tied to one system or one provider — which means we tailor our services around your needs, not ours.
Our services include:
✅ Free POS System Upgrades
We provide the latest smart terminals, EMV-compliant, contactless devices — all with zero upfront cost for qualifying businesses.
✅ Zero-Cost Credit Card Processing
Through our Cash Discount Program, we help you eliminate 100% of your credit card processing fees by legally and ethically passing those fees to the customer — you keep 100% of the sale.
✅ Free Merchant Account Reviews
Our team will audit your current setup and show you how to save 20–40% monthly on fees. We break it down in plain English so you know exactly where your money is going.
✅ 24/7 Customer Support
Forget offshore call centers and unresponsive bots. When you work with JMS, you get a real person who actually cares about your business.
🌎 Who We Serve
From contractors and food trucks to restaurants, barbershops, retailers, and service-based entrepreneurs — we serve businesses of all sizes who want more value, less hassle, and better control over their payments.
We’re proud to support businesses in:
Tampa Bay, Clearwater, St. Pete, and across Florida
Nationwide across the U.S.
International clients in Latin America and Southeast Asia
❤️Why We’re Different
We know what it’s like to build something from the ground up. As a Florida native family business, we treat every client like they’re part of our extended community. You’re not just a merchant ID in a database — you’re someone we genuinely want to see win.
We operate on faith, integrity, and a no-pressure attitude. We’ll always explain everything clearly, offer honest advice, and walk alongside you through the entire process — from setup to support.
🚀Let’s Grow Together
If you’re ready to upgrade your POS system, reduce or eliminate credit card fees, and work with people who actually pick up the phone, then JMS Consulting of Tampa Bay is here to help.
👉 Call or Text: 727-744-9832
👉 Email: JStevens@jmsoftb.com
👉 Based in Tampa, FL | Serving North & South America + Southeast Asia
Let’s modernize your payment system, simplify your back office, and help you keep more of what you earn.
“Ask about entrepreneur mentorship and membership programs for business growth.”
Contact us
💼 Ready to Upgrade Your POS System or Eliminate Credit Card Fees?
Fill out the quick form and a local merchant services expert from JMS Consulting of Tampa Bay will connect with you shortly. We specialize in helping small businesses, retailers, restaurants, mobile vendors, and contractors simplify their payment systems, reduce costs, and improve cash flow.
